Small Business

Check Your Business Credit Scores and Ratings

What’s Business Credit?
Similar to your personal credit, your business credit file follows you everywhere, tracking your payment history, outstanding balances, business transactions, and more. Business Crypto Score uses this data to calculate a series of business credit scores and ratings. Business partners, like potential lenders and creditors, can get a glimpse into the financial health of your company by checking your Business Crypto Score business credit file. By nature, these scores and ratings can fluctuate often, changing based on your financial activity.
Why Business Credit Matters
Regardless of where you are in your business journey—whether you’re just starting out, trying to improve cash flow, or looking to expand— maintaining a strong business credit file can be essential to your success. That’s why it’s important to know what’s inside your business credit file.

How to Check Your Business Credit Scores and Ratings

Step 1
Choose the subscription service below that best fits your business needs.
Step 2
Be the first to know when there are changes to your business credit scores with 24/7 alerts sent directly and securely to you.
Step 3
Get notified when other companies request to see information on your business credit file and when new business events, like liens and judgements, are reported.

Business Crypto Score Credit Insights Tiers Available:

Free

$0/mo

Get Started

Looking to understand your business scores & ratings?


Free Includes:

✔ See risk range indicators for four scores & ratings:

  • PAYDEX® Score
  • Delinquency Score
  • Failure Score
  • Supplier Evaluation Risk (SER®)

✔ Summary information of legal events and business operations

✔ Basic company information

✔ Scores, ratings, inquiries, alerts & notifications, both in app and/or via email

✔ Payment history summary

✔ Financial ratios

✔ Number of Inquiries* on your business with new inquiry alerts

✔ Integrate your business bank account (powered by Plaid)

Basic

$49/month

Or $499/year (save $89 with annual billing)

Learn More

Looking to monitor your business credit profile?


Everything in Free, Plus:

✔ 24/7 access to view six actual scores & ratings:

  • PAYDEX® Score
  • Delinquency Score
  • Failure Score
  • Supplier Evaluation Risk (SER®)
  • Maximum Credit Recommendation
  • Business Crypto Score Rating

✔ Detailed legal events: Suits, Liens, Judgments, UCC filings

✔ Organizational family tree

✔ Historical trends of your credit scores & ratings

✔ Detailed payment history (Detailed history of past “payment experiences” and "trade lines" summarized by industry.)

✔ Financials (View a financial statement comparison, income statement, balance sheet and financial ratios.)

✔ Details of Inquiries on your business with new inquiry alerts

✔ Dark web monitoring powered by Flashpoint** (Includes up to three of your selected business email addresses.)

Plus

$149/month

Or $1,499/year (save $289 with annual billing)

Learn More

Looking to build your business credit profile†?

Everything in Free and Basic, Plus:

✔ Dark web monitoring powered by Flashpoint** (Includes up to five of your selected business email addresses.)

✔ Insights on Other (Review and compare your business's scores and ratings alongside up to five chosen companies.)

✔ Extended Data – Provide Documentation† (Upload regular termed payments, business banking statements or financial statements for possible inclusion into your business credit file or scores and ratings.)

Revolutionizing Business Credit Scoring

Explore how Sendesta, Vukode, and Ziteso are transforming business credit through blockchain, smart contracts, and trade payment data.

Sendesta

Sendesta integrates blockchain with traditional credit scoring methods to provide a transparent, immutable, and decentralized credit system.

Key Features:

  • Data Aggregation: Collects data from public blockchain transactions, supply chain payments, and trade history.
  • Smart Contracts: Automatically allocates credit based on real-time blockchain data.
  • On-Chain Validation: Ensures accurate, tamper-proof data for credit assessment.

Benefits:

  • Transparent and immutable data.
  • Instant credit allocation with smart contracts.
  • Global accessibility to businesses regardless of location.

Vukode

Vukode focuses on integrating trade payments with blockchain technology to offer dynamic and real-time credit scoring based on transactional behavior.

Key Features:

  • Trade Payment Data: Includes payment history, invoice settlement times, and B2B transactions captured on-chain.
  • Dynamic Credit Scoring: Evaluates businesses based on payment behaviors, financial indicators, and recurring payment patterns.
  • Smart Contract Integration: Automates credit issuance as businesses reach defined thresholds.

Benefits:

  • Reliable, verified transaction data.
  • Real-time adjustments to credit limits based on payment behaviors.
  • Cost-effective credit issuance by eliminating intermediaries.

Ziteso

Ziteso offers a decentralized business credit ecosystem by combining blockchain-based data, trade payments, and off-chain data for a comprehensive credit score.

Key Features:

  • Data Integration: Combines blockchain transactions with off-chain sources such as tax filings and bank statements.
  • Real-Time Scoring: Machine learning algorithms provide dynamic and accurate credit risk assessments.
  • Automated Credit Issuance: Uses smart contracts to issue capital based on real-time credit assessment.

Benefits:

  • Comprehensive assessment using on-chain and off-chain data.
  • Instant access to working capital and trade credit.
  • Complete transparency with blockchain-based credit assessment.

Business Crypto Score Credit Insights

    View, monitor, and analyze your business credit scores & ratings provided by Business Crypto Score. Learn about business credit and what it could mean for your business.

    Easy access to view business information that can influence your business credit scores and ratings. Learn about legal events involving your company operations.

    Manage and configure your alerts and notifications, so you can be aware of changes to the business credit scores and ratings provided within your Business Crypto Score Credit Insights product. Stay on top of your business score & ratings by managing and configuring your real-time alerts and notifications. Business Crypto Score Credit Insights tracks changes to the business credit scores and ratings in your product, keeping you informed about changes that might impact your business.

    Integrate your business bank account to potentially improve your Delinquency and Failure scores.